LIFE AFTER WORK IS CHANGING
It's time to think differently
CHAPTERS IS AN ADVICE FIRM WHO KNOWS EXACTLY WHAT WE WANT TO DO BEST, AND WHO WE WANT TO DO IT FOR.
We’re about helping people like you retire financially comfortably, as masters of their own time, to enjoy the opportunity to see legacies play out, share knowledge and enjoy more of what you value – be it family, travel, learning – in the third phase of life.
We do this by recognising the 3 core barriers to our clients achieving what they desire are:
– Complexity
– Not knowing what you don’t know
– Fear of making the wrong call
We believe that solutions don’t have to be complex, but they do have to be completely aligned with the outcomes and result required. Our goal is to take your “what” and “why” and put structure around the “how”, keeping it as simple as it can be, bringing to the table solutions that may not have been considered and making it easier to act and move forward with full transparency.
The outcome is simply uncertainty removed, the unknown becomes known and you are able to achieve more of what you may not have previously thought possible sooner and with less stress.
The world is changing. Life after work is a bigger part of life than it’s ever been.
It’s time to think differently about retirement.
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our journey
Chapters may be a new brand in our financial advice group (established in 2012), but the opening chapter to our story began some time ago.
Our founders Matthew Ripley & Chris Brown (aka us) have been working in financial advice for two decades, with a vision to provide advice that is about more than just money, investments or protection, but instead about seeking to reinvent (or at least) evolve the way we think about retirement advice.
In many ways you could say our journey has been a lot like our client’s – by following a clear vision and remaining focused on what’s important at all times.
Our vision is about recognising that retirement as we know it has changed.
The average person will now spend a third of their lives enjoying a period of their life where, if we do our job well, work is no longer needed. More than that, most of us will live more active, healthier and connected lives than ever before.
And this is where the bigger goal becomes relevant.
We believe that not only can we help our clients enjoy a more fulfilling and enjoyable retirement free from financial worries or that “will I have enough” feeling, but that in doing so we will provide opportunities for those in this stage of life to play a greater role in giving back to society in the future (if that’s what you choose to do).
To do this, we believe in doing a few things well in a specific way.
We don’t believe that advice should be made complicated if it needn’t be…
…instead we make it as simple as it can be (and no simpler).
We don’t believe advice should mean giving up control…
…we provide the insight, input and information to make confident decisions.
Retirement isn’t just about numbers and financials…
…and working with specialists is the key to the best outcomes.
We’re on a journey to build a business that is about more than just exiting the workforce.
Advice that’s about more than just what to invest in first.
A process that is focused on more than just what can be counted.
We simplify what others make hard.
We deliver on what matters with a focus on what is important.
We’re about working with people who want to be more than just an investment account.
Enjoy each day. Savour every moment. Finish Strong.
meet our team
Matthew Ripley
MANAGING DIRECTOR
Matthew has been involved in financial advice since 2003, gaining experience in the UK, Switzerland and Australia. After working as a Financial Planning Manager for global bank HSBC, he made the move to Western Australia.
Matthew’s career in Australia began in the best possible way, when he was awarded the prestigious WA Value of Advice Award 2010. The award acknowledges the adviser who has demonstrated the most significant value to a client’s situation and enriched their financial wellbeing. Matthew has developed great relationships with his clients over the years, relationships built on trust and integrity.
Matthew holds the Advanced Diploma in Financial Planning as well as further specialist qualifications in Margin Lending and Self Managed Super Funds.
Matthew is a lifelong Liverpool FC fan.
Matthew Ripley
MANAGING DIRECTOR
Matthew has been involved in financial advice since 2003, gaining experience in the UK, Switzerland and Australia. After working as a Financial Planning Manager for global bank HSBC, he made the move to Western Australia.
Matthew’s career in Australia began in the best possible way, when he was awarded the prestigious WA Value of Advice Award 2010. The award acknowledges the adviser who has demonstrated the most significant value to a client’s situation and enriched their financial wellbeing. Matthew has developed great relationships with his clients over the years, relationships built on trust and integrity.
Matthew holds the Advanced Diploma in Financial Planning as well as further specialist qualifications in Margin Lending and Self Managed Super Funds.
Matthew is a lifelong Liverpool FC fan.
Chris Brown
SENIOR FINANCIAL ADVISER
Chris is an experienced Financial Adviser, having worked in the financial services industry since 2005 and being a licensed financial adviser since 2009, he has a wealth of practical capability.
Chris is passionate in helping clients of Chapters Retirement Partners to Finish Strong- to make the most of their remaining working lives and to live happily in the increasingly large chapter of life in retirement.
The greatest reward for Chris is helping clients to be financially comfortable, masters of their own time, see legacies play out, share knowledge and enjoy more of what they value.
He holds a Bachelor of Business (Management), the Advanced Diploma in Financial Services (Financial Planning) in addition to specialist qualifications and has completed all FASEA exam and education requirements.
In his spare time Chris enjoys spending time with his large family, skateboarding and spending time at the beach.
Chris Brown
SENIOR FINANCIAL ADVISER
Chris is an experienced Financial Adviser, having worked in the financial services industry since 2005 and being a licensed financial adviser since 2009, he has a wealth of practical capability.
Chris is passionate in helping clients of Chapters Retirement Partners to Finish Strong- to make the most of their remaining working lives and to live happily in the increasingly large chapter of life in retirement.
The greatest reward for Chris is helping clients to be financially comfortable, masters of their own time, see legacies play out, share knowledge and enjoy more of what they value.
He holds a Bachelor of Business (Management), the Advanced Diploma in Financial Services (Financial Planning) in addition to specialist qualifications and has completed all FASEA exam and education requirements.
In his spare time Chris enjoys spending time with his large family, skateboarding and spending time at the beach.
Ciara Gentry
CLIENT SERVICES MANAGER
Ciara has been in the banking and financial planning industry for over 11 years.
She is qualified in the UK as a financial planner, as well as holding Australian credentials with a Diploma in Financial Services (Financial Planning).
Originally from Ireland, she worked in the UK for 2 years in the Premier Clients banking team with HSBC at their Canary Wharf headquarters in London before retraining as a Financial Planner Manager with The Royal Bank of Scotland. She immigrated to Australia in 2006 with her husband where she worked for Westpac and BT before joining RetireInvest in Adelaide as a financial adviser. She also spent over 4 years with the Commonwealth Bank working in both the Business and Retail sectors before moving to Perth in December 2011.
After starting a family, Ciara has decided to apply her extensive skills from direct advising to assisting Securitas Protect’s advisers and existing clients with all queries and requests, preparation of advice documentation and research of client’s current investment, insurance and superannuation portfolios. She also manages our client review schedule.
Ciara Gentry
CLIENT SERVICES MANAGER
Ciara has been in the banking and financial planning industry for over 11 years.
She is qualified in the UK as a financial planner, as well as holding Australian credentials with a Diploma in Financial Services (Financial Planning).
Originally from Ireland, she worked in the UK for 2 years in the Premier Clients banking team with HSBC at their Canary Wharf headquarters in London before retraining as a Financial Planner Manager with The Royal Bank of Scotland. She immigrated to Australia in 2006 with her husband where she worked for Westpac and BT before joining RetireInvest in Adelaide as a financial adviser. She also spent over 4 years with the Commonwealth Bank working in both the Business and Retail sectors before moving to Perth in December 2011.
After starting a family, Ciara has decided to apply her extensive skills from direct advising to assisting Securitas Protect’s advisers and existing clients with all queries and requests, preparation of advice documentation and research of client’s current investment, insurance and superannuation portfolios. She also manages our client review schedule.
Andrew Duckett
FINANCIAL ADVISER
Andrew is an experienced Financial Adviser- specialising in personal insurance , superannuation advice and retirement planning. He has been providing financial advice since 2013, previously for ANZ bank, and has also worked in stockbroking operations for 7 years. He is a registered Tax (Financial) Adviser with the Tax Practitioners Board and member of the Financial Planning Association (FPA).
One of Andrew’s strengths is having transparent, open conversations with clients and helping them understand the complex ever changing landscape of financial issues. He holds an Advanced Diploma of Financial Planning and in addition has recently completed the Graduate Diploma of Financial Planning.
He is a history fan, loves quiz nights, Tottenham FC and the Fremantle Dockers.
Andrew Duckett
FINANCIAL ADVISER
Andrew is an experienced Financial Adviser- specialising in personal insurance , superannuation advice and retirement planning. He has been providing financial advice since 2013, previously for ANZ bank, and has also worked in stockbroking operations for 7 years. He is a registered Tax (Financial) Adviser with the Tax Practitioners Board and member of the Financial Planning Association (FPA).
One of Andrew’s strengths is having transparent, open conversations with clients and helping them understand the complex ever changing landscape of financial issues. He holds an Advanced Diploma of Financial Planning and in addition has recently completed the Graduate Diploma of Financial Planning.
He is a history fan, loves quiz nights, Tottenham FC and the Fremantle Dockers.
Samantha Redmond
CLIENT SERVICES MANAGER
Sam has been in the banking and financial planning industry for 16 years.
She worked for Merrill Lynch in London as an assistant to seven analysts for seven years and then moved into a production specialist role with the research department for two years.
She immigrated to Australia in 2006 with her husband where she worked in a client services role for Godfrey Pembroke and Ipac Western Australia for six years.
Sam now assists Securitas Private Wealth’s adviser and existing clients with all queries and requests, preparation of advice documents and research of client’s current investment, insurance and superannuation portfolios.
Sam lives in Perth with her husband and two young children.
Samantha Redmond
CLIENT SERVICES MANAGER
Sam has been in the banking and financial planning industry for 16 years.
She worked for Merrill Lynch in London as an assistant to seven analysts for seven years and then moved into a production specialist role with the research department for two years.
She immigrated to Australia in 2006 with her husband where she worked in a client services role for Godfrey Pembroke and Ipac Western Australia for six years.
Sam now assists Securitas Private Wealth’s adviser and existing clients with all queries and requests, preparation of advice documents and research of client’s current investment, insurance and superannuation portfolios.
Sam lives in Perth with her husband and two young children.
contact info
Suite 2, 25 Walters Drive,
Osborne Park, WA 6017
Ph: 1300 316 548
contact@chaptersretire.com.au
Chapters Retirement Partners
ABN: 70665955831