At Chapters, we help you build a clear, confident path to retirement.
Less stress. More control.
So when the paycheques stop, your lifestyle doesn’t.
As retirement gets closer, the to-do list gets longer—super, savings, healthcare, aged care, downsizing, family support.
You try to stay “on top of it,” but the mental load piles up.
Soon, your energy’s drained.
The big picture gets buried under endless admin.
And instead of enjoying life, you’re just managing it.
We help you cut through the noise, focus on what matters, and move forward—fast.
Because preparation shouldn’t be what holds you back.
The idea of retiring sounds liberating—until the doubts creep in.
What if the money runs out?
What if the days feel empty?
What if you lose the structure, purpose, and connection that kept you going?
At Chapters, we don’t just plan for income—we plan for the life you actually want to live.
We bring clarity to the money, and confidence to the next chapter.
So your freedom feels exciting—not uncertain.
Left unchecked, money worries don’t just hit your bank balance—they drain your energy, shake your confidence, and leave you feeling alone.
Retirement should be your time to thrive—not just survive.
With the right plan, it can be everything you hoped for—and more.
At Chapters, we turn uncertainty into a clear, step-by-step plan.
Your goals, your lifestyle, your future—built into every decision we make together.
We protect what you’ve earned, simplify what feels overwhelming, and shape a reliable income for life.
So you can stop second-guessing—and start enjoying what’s next.
"CHRIS is awesome and very knowledgeable. We enjoy listening to his answers to our questions. He fills us with confidence that he is looking after our finances and setting us up for our retirement."
"My wife and I found Chris to be very knowledgeable, with a pleasant approach to understand our situation. Chris provided a good range of options for us to plan out our future without feeling pressured. We highly recommend Chris at Chapters to anyone looking to plan their future financial security."
"Chris and team have provided us with confidence that we are on the right track to retire, with professional yet friendly advice from Day 1. Chris has tidied up our finances so we have a clear and transparent financial plan. Looking forward to working with Chris for many years to come."
"Thank you Chris, I feel good to know that I have a plan set in place and my future is not left to chance."
This next chapter should feel exciting—not uncertain.
We’ll help you make the most of your pre-retirement years with smart planning and steady guidance.
Get in touch today, and let’s build a future that’s secure, simple, and fully yours.
1. Introduction
1.1 Count Limited and its related bodies corporate (collectively ‘Count’, ‘we’, ‘us’, ‘our’) respect your privacy and are committed to protecting your privacy. We understand the importance you attach to information that identifies you (your ‘personal information’) and we want to help you protect it.
1.2 We are bound by, and committed to supporting, applicable privacy legislation including the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This Privacy Policy (‘Policy’) explains how we collect, hold, use, and disclose your personal information that we may obtain when you submit information to us in person, by mail or email, or by visiting our website.
2. How do we collect and hold personal information about you?
2.1 We collect personal information from you in a variety of methods. Examples of how we collect personal information include:
2.2 Because our products and services are often offered by intermediaries such as financial planners, solicitors, or accountants, we may collect personal information about you from these third parties.
2.3 You can deal with us anonymously or by pseudonym unless it is impractical for us to deal with you where you have not identified yourself or have used a pseudonym. We require certain personal information to provide you with services and information. If you do not provide us with certain personal information, we may not be able to provide you with access to those services or respond to your request for information.
2.4 We will only collect personal information from you where it is reasonably necessary for us to provide our services to you or to perform our functions or activities.
2.5 We will only collect sensitive information from you with your consent, except in permitted general situations which include:
2.6 We may hold your information electronically or physically and have in place appropriate data and physical security measures and protocols to protect that information from loss or from disclosure not contemplated by this Policy.
3. What type of personal information do we collect?
3.1 The type of personal information we may collect from you includes (but is not limited to):
4. How do we use your personal information?
4.1 We will use the information you supply for the purpose of providing you with the service(s) agreed under our engagement and related services, such as accounting or business advisory services, or to meet obligations we may have at law, including in relation to health and safety.
4.2 We may also use the information we collect for our internal business and management processes (for example, accounting or auditing purposes), monitoring and improving our website, keeping you informed about our services and company news, and for any other purposes that would be reasonably expected by you and to allow us to comply with our obligations under the law.
4.3 We may also use personal information we have collected from you for the purpose of marketing our services. If you do not want to receive marketing material from us, you can unsubscribe by contacting us as detailed below:
5. How do we disclose your personal information?
5.1 Your personal information will only be disclosed:
5.2 We may use, store, process, or back-up your personal information on servers that are located overseas (including through third-party service providers). The privacy laws in other countries might not be the same as in Australia. However, where we provide your personal information to third parties overseas, we will take such steps as are reasonable to ensure that your information is handled and stored in accordance with Australian privacy laws and this Policy. Currently, we use outsourced service providers in the Philippines, India, and Serbia.
6. Access to your personal information
6.1 You can request us to provide you with access to personal information we hold about you by sending us an email: privacy@count.au (no spam please) or writing to us at Level 1, 45 Clarence Street, Sydney NSW 2000.
6.2 We may allow an inspection of your personal information in person, or provide copies or a summary of relevant documents, depending on what is the most appropriate in the circumstances. Any charge we make for providing access will be reasonable and will not apply to lodging a request for access. Your request to access your personal information will be dealt with in a reasonable time.
6.3 Note that we need not provide access to personal information if a request is frivolous, or where to provide access would pose a threat to health or public safety, unreasonable interference with another person’s privacy, or be a breach of the law. If we refuse access, we will provide you with reasons for doing so.
7. Accuracy and correction
7.1 To enable us to keep our records properly, please notify us if you believe that any information we hold about you is inaccurate, incomplete, or out of date and we will take reasonable steps, in the circumstances, to ensure that it is corrected. You can notify us by sending us an email: privacy@count.au (no spam please) or writing to us at Level 1, 45 Clarence Street, Sydney NSW 2000.
8. Our security procedures
8.1 We take your privacy and the privacy of our associated entities and their clients very seriously. We will take reasonable steps in the circumstances to protect any personal information you provide to us from misuse, interference, or loss and unauthorised access, modification, and disclosure.
8.2 We will also deidentify and destroy the personal information we hold about you once our legal obligations cease. Our security procedures are reviewed from time to time and we update them when relevant.
8.3 Please be aware that the transmission of data over the internet is never guaranteed to be completely secure. It is possible that third parties not under our control may be able to access or intercept transmissions or private communications without our permission or knowledge. We take all reasonable steps, in the circumstances, to protect your personal information. However, we cannot ensure or warrant the security of any information you transmit to us. Such transmissions are done at your own risk.
9. Data breach notification
9.1 We are required to give notice to the Office of the Australian Information Commissioner (OAIC) and affected individuals of an “eligible data breach”. This means that if we hold personal information about you, and there is unauthorised access to or disclosure of your personal information, and if you, as the “affected individual” would be likely to suffer serious harm from this access or disclosure, we must notify both you and the OAIC.
9.2 “Serious harm” could include identity theft, threats to physical safety, economic and financial harm, harm to reputation, embarrassment, discrimination, or harassment. The test is whether a “reasonable person” would expect you to suffer serious harm.
9.3 If you are likely to suffer serious harm from a data breach, we will notify you of:
9.4 We will notify you using the same method that we usually use to communicate with you. If it is not practicable for us to notify you personally, we will publish the notification on our website.
9.5 There are some circumstances in which we do not have to notify you of a data breach. These include:
9.6 Depending on the nature of the breach and the harm, we may voluntarily inform other third parties such as the police or other regulators or professional bodies.
10. Identifiers
10.1 We will not adopt as our own any government identifiers you may provide to us such as TFNs and will not store these identifiers on any information.
11. Links to other sites
11.1 We may provide links to other sites for you to access. You should be aware that these other sites are not subject to this Policy or our privacy standards and procedures. You will need to contact them directly to ascertain their privacy standards.
12. Cookies
12.1 Our website may deposit “cookies” on a visitor’s computer. Cookies are pieces of information that a website transfers to an individual’s hard drive for record-keeping purposes. Cookies are only sent back to the website that deposited them when a visitor returns to that site.
12.2 Cookies make it easier for you by saving your preferences while you are at our site. We never save personal identifiable information in cookies. Most web browsers are initially set up to accept cookies. You can, however, reset your browser to refuse all cookies or to indicate when a cookie is being sent.
13. Changes to our Privacy Policy
13.1 From time to time, we may vary this Policy for any reason. We will publish any changes on this website.
13.2 By continuing to use our website and continuing to provide us with your information, you confirm your acceptance of these changes.
14. Complaints resolution
14.1 We are committed to providing a fair and responsible system for the handling of complaints from parties whose personal information we hold. If you have any concerns regarding the way we have handled your privacy, please send us an email at privacy@count.au or write to us at Level 1, 45 Clarence Street, Sydney NSW 2000. We will address any concerns you have through our complaints handling process and we will inform you of the outcome of your complaint within a reasonable timeframe.
14.2 If after receiving our response, you still consider that your privacy complaint has not been resolved, you may refer your concerns to the Office of the Australian Information Commissioner at www.oaic.gov.au.
